• Increase your deductible for lower premiums.
• Combine your auto with us to receive a multi-policy discount and enjoy the benefits of a common loss deductible.
• Protective device credits from smoke, fire, or burglar detectors to sprinkler systems.
• Discounts available for new electrical, roofs, central heating, and plumbing systems. (Minnesota Only)
• We offer a credit if you now have total electric heat.
• Review your riders annually (artwork, jewelry, recreational vehicles, etc), you want to ensure you have adequate coverage, but not paying for more than you need.
• Insure your house for the amount to rebuild it, not what you paid for your house.  The land under your house usually isn’t at risk of theft, fire, and wind.
• Pay your premium up front and save on installment fees.

These discounts could add up to big savings.  Call your agent if you think you qualify for any of these additional discounts. If you are not yet insured by Austin Mutual Insurance.. please CLICK HERE to visit our “Agent Locator” page for an agent near you!